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Schengen Visa application must behold a travel insurance of the applicant. According to a decision made by the Council of the European Union, persons who apply for an entry visa to the Schengen area must now prove that they have a valid medical travel insurance. The insurance must cover costs for emergency treatment, hospitalisation, urgent ambulance transportation and medical evacuation back to the home country.The Schengen countries under this new regulation are: Austria, Belgium, Denmark, Finland, France, Germany, Italy, Greece, Luxembourg, Netherlands, Portugal, Spain and Sweden.

The IHI Travel insurance meets all these demands and is ideally suited for people of all nationalities visiting the Schengen area.

Expatriates in Iraq and Afghanistan

In response to the increased risk, many insurers have ceased offering medical cover to expatriates in Iraq and Afghanistan.

IHI is one of the very few companies providing international medical and travel cover to people working in Iraq and Afghanistan, or travelling there on business. However, due to the increased risk, a loading of 300% will be charged on standard premiums for individuals and groups.